{"id":1774,"date":"2019-03-04T08:34:49","date_gmt":"2019-03-04T08:34:49","guid":{"rendered":"http:\/\/portaileduc.net\/website\/?p=1774"},"modified":"2026-10-04T20:26:34","modified_gmt":"2026-10-04T20:26:34","slug":"les-cles-de-la-banque-le-role-des-banques","status":"publish","type":"post","link":"https:\/\/portaileduc.net\/website\/les-cles-de-la-banque-le-role-des-banques\/","title":{"rendered":"Les cl\u00e9s de la banque : le r\u00f4le des banques"},"content":{"rendered":"<p class=\"text-intro\">\u00ab\u00a0Les cl\u00e9s de la banque\u00a0\u00bb mettent \u00e0 la disposition des parents comme des enseignants (notamment de Sciences Economiques et Sociales) diff\u00e9rents kits p\u00e9dagogiques num\u00e9riques pour d\u00e9velopper\u00a0 les connaissances et comp\u00e9tences suffisantes pour comprendre les aspects financiers de la vie au quotidien.<\/p>\n<p class=\"text-intro\">Ces kits permettent d&rsquo;approfondir les connaissances sur le r\u00f4le de la banque. A vocation p\u00e9dagogique, ils ne constituent pas une r\u00e9f\u00e9rence juridique.<\/p>\n<p><strong>NB : Il s&rsquo;agit de r\u00e9f\u00e9rences et de ressources fran\u00e7aises. Une adaptation est donc n\u00e9cessaire dans d&rsquo;autres pays francophones<\/strong><\/p>\n<p>A d\u00e9couvrir sur <a href=\"https:\/\/www.lesclesdelabanque.com\/Web\/Cdb\/ActeursSociaux\/Content.nsf\/List_HTML_Generic?ReadForm&amp;VirtualCategory=972KLY\">Les cl\u00e9s de la banque<\/a><\/p>\n<p><a href=\"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png?ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1775\" src=\"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png?resize=710%2C163&#038;ssl=1\" alt=\"\" width=\"710\" height=\"163\" srcset=\"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png?w=710&amp;ssl=1 710w, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png?resize=300%2C69&amp;ssl=1 300w, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png?resize=50%2C11&amp;ssl=1 50w\" sizes=\"auto, (max-width: 710px) 100vw, 710px\" \/><\/a><\/p>\n<hr \/>\n<h3>Sommaire<\/h3>\n<h4>A quoi sert une banque ?<\/h4>\n<p style=\"padding-left: 40px;\">Cette pr\u00e9sentation est ax\u00e9e sur les aspects pratiques du quotidien des clients des banques : \u00e9pargne, cr\u00e9dit, paiements, etc. Elle s&rsquo;appuie sur des cas concrets pour une \u00e9ducation \u00e0 une consommation raisonnable et peut concerner tous les jeunes. Parents, enseignants, travailleurs sociaux&#8230; peuvent l&rsquo;utiliser.<\/p>\n<h4>La banque dans l&rsquo;\u00e9conomie des m\u00e9nages<\/h4>\n<p style=\"padding-left: 40px;\">Cette pr\u00e9sentation est une version scolaire, voire acad\u00e9mique. Elle est plus particuli\u00e8rement destin\u00e9e aux enseignants. Elle a pour but d&rsquo;introduire les premi\u00e8res notions de macro-\u00e9conomie aux \u00e9l\u00e8ves qui choisiront la fili\u00e8re Economique et Sociale (ES) ult\u00e9rieurement.<\/p>\n<h4>Consommation et \u00e9pargne domestique<\/h4>\n<p style=\"padding-left: 40px;\">Revenu disponible, pouvoir d&rsquo;achat, cat\u00e9gories de d\u00e9penses, structure de la consommation et enfin l&rsquo;\u00e9pargne : voici les notions \u00e9voqu\u00e9es par cette pr\u00e9sentation qui s&rsquo;adresse plus aux lyc\u00e9ens des fili\u00e8res Sciences Economiques et Sociales (SES) et particuli\u00e8rement aux classes Terminales de Sciences et Technologies du Management et de la Gestion (STMG).<\/p>\n<h4>La banque au c\u0153ur du financement de l\u2019\u00e9conomie<\/h4>\n<p style=\"padding-left: 40px;\">Ce diaporama permet aux enseignants de pr\u00e9senter les diff\u00e9rents agents \u00e9conomiques, les types de financement et d&rsquo;expliquer par un exemple concret le fonctionnement d&rsquo;un taux d&rsquo;int\u00e9r\u00eat.<\/p>\n<h4>Les diff\u00e9rentes formes et fonctions de la monnaie<\/h4>\n<p style=\"padding-left: 40px;\">Partant d&rsquo;une situation hypoth\u00e9tique \u00ab\u00a0un march\u00e9 de Provence o\u00f9 la monnaie n&rsquo;existerait pas\u00a0\u00bb, ce diaporama pr\u00e9sente les formes et les fonctions de la monnaie dans notre soci\u00e9t\u00e9, au cours de l&rsquo;histoire.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00ab\u00a0Les cl\u00e9s de la banque\u00a0\u00bb mettent \u00e0 la disposition des parents comme des enseignants (notamment de Sciences Economiques et Sociales) diff\u00e9rents kits p\u00e9dagogiques num\u00e9riques pour d\u00e9velopper\u00a0 les connaissances et comp\u00e9tences suffisantes pour comprendre les aspects financiers de la vie au quotidien. Ces kits permettent d&rsquo;approfondir les connaissances sur le r\u00f4le de la banque. A vocation [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1775,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[95,145],"tags":[48,307],"class_list":["post-1774","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-sciences-humaines-et-sociales","tag-economie","tag-sciences-humaines-sociales"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6aRPV-sC","jetpack-related-posts":[{"id":5939,"url":"https:\/\/portaileduc.net\/website\/problematheque\/","url_meta":{"origin":1774,"position":0},"title":"Probl\u00e9math\u00e8que &#8211; Banque de probl\u00e8mes","author":"Maxime Duquesnoy","date":"9 janvier 2024","format":false,"excerpt":"La probl\u00e9math\u00e8que est une plateforme collaborative et \u00e9volutive proposant aux enseignantes des probl\u00e8mes math\u00e9matiques stimulants, con\u00e7us \u00e0 partir des travaux de la recherche, pour tous les niveaux de la maternelle \u00e0 la fin du secondaire. 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