{"id":1774,"date":"2019-03-04T08:34:49","date_gmt":"2019-03-04T08:34:49","guid":{"rendered":"http:\/\/portaileduc.net\/website\/?p=1774"},"modified":"2019-03-04T08:34:49","modified_gmt":"2019-03-04T08:34:49","slug":"les-cles-de-la-banque-le-role-des-banques","status":"publish","type":"post","link":"https:\/\/portaileduc.net\/website\/les-cles-de-la-banque-le-role-des-banques\/","title":{"rendered":"Les cl\u00e9s de la banque : le r\u00f4le des banques"},"content":{"rendered":"<p class=\"text-intro\">\u00ab\u00a0Les cl\u00e9s de la banque\u00a0\u00bb mettent \u00e0 la disposition des parents comme des enseignants (notamment de Sciences Economiques et Sociales) diff\u00e9rents kits p\u00e9dagogiques num\u00e9riques pour d\u00e9velopper\u00a0 les connaissances et comp\u00e9tences suffisantes pour comprendre les aspects financiers de la vie au quotidien.<\/p>\n<p class=\"text-intro\">Ces kits permettent d&rsquo;approfondir les connaissances sur le r\u00f4le de la banque. A vocation p\u00e9dagogique, ils ne constituent pas une r\u00e9f\u00e9rence juridique.<\/p>\n<p><strong>NB : Il s&rsquo;agit de r\u00e9f\u00e9rences et de ressources fran\u00e7aises. Une adaptation est donc n\u00e9cessaire dans d&rsquo;autres pays francophones<\/strong><\/p>\n<p>A d\u00e9couvrir sur <a href=\"https:\/\/www.lesclesdelabanque.com\/Web\/Cdb\/ActeursSociaux\/Content.nsf\/List_HTML_Generic?ReadForm&amp;VirtualCategory=972KLY\">Les cl\u00e9s de la banque<\/a><\/p>\n<p><a href=\"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1775\" src=\"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png?resize=710%2C163\" alt=\"\" width=\"710\" height=\"163\" srcset=\"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png?w=710&amp;ssl=1 710w, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png?resize=300%2C69&amp;ssl=1 300w, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png?resize=50%2C11&amp;ssl=1 50w\" sizes=\"auto, (max-width: 710px) 100vw, 710px\" \/><\/a><\/p>\n<hr \/>\n<h3>Sommaire<\/h3>\n<h4>A quoi sert une banque ?<\/h4>\n<p style=\"padding-left: 40px;\">Cette pr\u00e9sentation est ax\u00e9e sur les aspects pratiques du quotidien des clients des banques : \u00e9pargne, cr\u00e9dit, paiements, etc. Elle s&rsquo;appuie sur des cas concrets pour une \u00e9ducation \u00e0 une consommation raisonnable et peut concerner tous les jeunes. Parents, enseignants, travailleurs sociaux&#8230; peuvent l&rsquo;utiliser.<\/p>\n<h4>La banque dans l&rsquo;\u00e9conomie des m\u00e9nages<\/h4>\n<p style=\"padding-left: 40px;\">Cette pr\u00e9sentation est une version scolaire, voire acad\u00e9mique. Elle est plus particuli\u00e8rement destin\u00e9e aux enseignants. Elle a pour but d&rsquo;introduire les premi\u00e8res notions de macro-\u00e9conomie aux \u00e9l\u00e8ves qui choisiront la fili\u00e8re Economique et Sociale (ES) ult\u00e9rieurement.<\/p>\n<h4>Consommation et \u00e9pargne domestique<\/h4>\n<p style=\"padding-left: 40px;\">Revenu disponible, pouvoir d&rsquo;achat, cat\u00e9gories de d\u00e9penses, structure de la consommation et enfin l&rsquo;\u00e9pargne : voici les notions \u00e9voqu\u00e9es par cette pr\u00e9sentation qui s&rsquo;adresse plus aux lyc\u00e9ens des fili\u00e8res Sciences Economiques et Sociales (SES) et particuli\u00e8rement aux classes Terminales de Sciences et Technologies du Management et de la Gestion (STMG).<\/p>\n<h4>La banque au c\u0153ur du financement de l\u2019\u00e9conomie<\/h4>\n<p style=\"padding-left: 40px;\">Ce diaporama permet aux enseignants de pr\u00e9senter les diff\u00e9rents agents \u00e9conomiques, les types de financement et d&rsquo;expliquer par un exemple concret le fonctionnement d&rsquo;un taux d&rsquo;int\u00e9r\u00eat.<\/p>\n<h4>Les diff\u00e9rentes formes et fonctions de la monnaie<\/h4>\n<p style=\"padding-left: 40px;\">Partant d&rsquo;une situation hypoth\u00e9tique \u00ab\u00a0un march\u00e9 de Provence o\u00f9 la monnaie n&rsquo;existerait pas\u00a0\u00bb, ce diaporama pr\u00e9sente les formes et les fonctions de la monnaie dans notre soci\u00e9t\u00e9, au cours de l&rsquo;histoire.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00ab\u00a0Les cl\u00e9s de la banque\u00a0\u00bb mettent \u00e0 la disposition des parents comme des enseignants (notamment de Sciences Economiques et Sociales) diff\u00e9rents kits p\u00e9dagogiques num\u00e9riques pour d\u00e9velopper\u00a0 les connaissances et comp\u00e9tences suffisantes pour comprendre les aspects financiers de la vie au quotidien. Ces kits permettent d&rsquo;approfondir les connaissances sur le r\u00f4le de la banque. A vocation [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1775,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[95,145],"tags":[],"class_list":{"0":"post-1774","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economie-sites-ressources","8":"category-sciences-humaines-et-sociales","9":"czr-hentry"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2019\/03\/header.png?fit=710%2C163&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6aRPV-sC","jetpack-related-posts":[{"id":6277,"url":"https:\/\/portaileduc.net\/website\/le-bouton-creer-de-copilot-un-allie-pour-des-infographies\/","url_meta":{"origin":1774,"position":0},"title":"Le bouton \u00ab\u00a0Cr\u00e9er\u00a0\u00bb de Copilot : un alli\u00e9 pour des infographies","author":"Maxime Duquesnoy","date":"8 ao\u00fbt 2025","format":false,"excerpt":"\u00a0 Dans le paysage num\u00e9rique \u00e9ducatif, les outils qui permettent de gagner du temps tout en enrichissant les pratiques p\u00e9dagogiques sont particuli\u00e8rement pr\u00e9cieux. C\u2019est exactement ce que propose Copilot Create, une fonctionnalit\u00e9 int\u00e9gr\u00e9e \u00e0 Microsoft Copilot, qui permet de cr\u00e9er des infographies claires et structur\u00e9es \u00e0 partir d\u2019une simple consigne\u2026","rel":"","context":"Dans &quot;Outils TICE&quot;","block_context":{"text":"Outils TICE","link":"https:\/\/portaileduc.net\/website\/category\/outils-pedagogiques\/astuces-tic\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/08\/copilot-nouveau-design-1280x640-1.png?fit=1200%2C600&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/08\/copilot-nouveau-design-1280x640-1.png?fit=1200%2C600&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/08\/copilot-nouveau-design-1280x640-1.png?fit=1200%2C600&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/08\/copilot-nouveau-design-1280x640-1.png?fit=1200%2C600&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/08\/copilot-nouveau-design-1280x640-1.png?fit=1200%2C600&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":6274,"url":"https:\/\/portaileduc.net\/website\/brisk-sintegre-a-microsoft-un-levier-technologique-pour-enrichir-les-pratiques-pedagogiques\/","url_meta":{"origin":1774,"position":1},"title":"Brisk s\u2019int\u00e8gre \u00e0 Microsoft : un levier technologique pour enrichir les pratiques p\u00e9dagogiques","author":"Maxime Duquesnoy","date":"8 ao\u00fbt 2025","format":false,"excerpt":"L\u2019intelligence artificielle s\u2019impose progressivement comme un outil incontournable dans le domaine de l\u2019\u00e9ducation. C\u2019est dans cette dynamique que Brisk, assistant p\u00e9dagogique bas\u00e9 sur l\u2019IA, propose d\u00e9sormais une int\u00e9gration compl\u00e8te avec les plateformes Microsoft telles que Word, PowerPoint, OneDrive et Edge, offrant ainsi de nouvelles possibilit\u00e9s aux enseignants. Qu\u2019est-ce que Brisk\u202f?\u2026","rel":"","context":"Dans &quot;IA &amp; Education&quot;","block_context":{"text":"IA &amp; Education","link":"https:\/\/portaileduc.net\/website\/category\/numerique-education\/ia-education\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/08\/EQk6U3Zmu768JuYHRtEAvY.jpg?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/08\/EQk6U3Zmu768JuYHRtEAvY.jpg?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/08\/EQk6U3Zmu768JuYHRtEAvY.jpg?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/08\/EQk6U3Zmu768JuYHRtEAvY.jpg?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/08\/EQk6U3Zmu768JuYHRtEAvY.jpg?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":3182,"url":"https:\/\/portaileduc.net\/website\/sway\/","url_meta":{"origin":1774,"position":2},"title":"SWAY","author":"Maxime Duquesnoy","date":"16 avril 2020","format":false,"excerpt":"Sway est une application incluse dans la suite Microsoft Office qui vous permet de cr\u00e9er et de partager facilement des rapports interactifs, des r\u00e9cits personnels, des pr\u00e9sentations, etc. Commencez par ajouter vos propres textes et images, recherchez et importez du contenu pertinent d\u2019autres sources et regardez Sway faites le reste.\u2026","rel":"","context":"Dans &quot;Outils TICE&quot;","block_context":{"text":"Outils TICE","link":"https:\/\/portaileduc.net\/website\/category\/outils-pedagogiques\/astuces-tic\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2020\/04\/Sway_logo.png?fit=1200%2C674&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2020\/04\/Sway_logo.png?fit=1200%2C674&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2020\/04\/Sway_logo.png?fit=1200%2C674&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2020\/04\/Sway_logo.png?fit=1200%2C674&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2020\/04\/Sway_logo.png?fit=1200%2C674&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":6291,"url":"https:\/\/portaileduc.net\/website\/utiliser-googleai-studio-pour-creer-des-dialogues-audios\/","url_meta":{"origin":1774,"position":3},"title":"Utiliser GoogleAI studio pour cr\u00e9er des dialogues audios","author":"Maxime Duquesnoy","date":"19 septembre 2025","format":false,"excerpt":"Antonin Bareau nous propose de d\u00e9couvrir comment cr\u00e9er facilement des dialogues audios avec Google AI Studio Vous cherchez un moyen simple et efficace de g\u00e9n\u00e9rer des dialogues audios pour vos cours, vos projets ou vos activit\u00e9s cr\u00e9atives ? Google AI Studio propose un outil de synth\u00e8se vocale qui permet de\u2026","rel":"","context":"Dans &quot;IA &amp; Education&quot;","block_context":{"text":"IA &amp; Education","link":"https:\/\/portaileduc.net\/website\/category\/numerique-education\/ia-education\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/09\/Copie-de-Publication-Facebook-evenement-estivale-Soiree-plage-illustration-moderne-bleu-orange-colore.jpg?fit=1200%2C788&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/09\/Copie-de-Publication-Facebook-evenement-estivale-Soiree-plage-illustration-moderne-bleu-orange-colore.jpg?fit=1200%2C788&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/09\/Copie-de-Publication-Facebook-evenement-estivale-Soiree-plage-illustration-moderne-bleu-orange-colore.jpg?fit=1200%2C788&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/09\/Copie-de-Publication-Facebook-evenement-estivale-Soiree-plage-illustration-moderne-bleu-orange-colore.jpg?fit=1200%2C788&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/portaileduc.net\/website\/wp-content\/uploads\/2025\/09\/Copie-de-Publication-Facebook-evenement-estivale-Soiree-plage-illustration-moderne-bleu-orange-colore.jpg?fit=1200%2C788&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/posts\/1774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/comments?post=1774"}],"version-history":[{"count":1,"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/posts\/1774\/revisions"}],"predecessor-version":[{"id":1776,"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/posts\/1774\/revisions\/1776"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/media\/1775"}],"wp:attachment":[{"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/media?parent=1774"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/categories?post=1774"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portaileduc.net\/website\/wp-json\/wp\/v2\/tags?post=1774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}